I was hoping to avoid this. I received the bank card with the unemployment benefits. I can say that I am now on the Government Dole, living off the US Government! I was hoping to have a job by now but oh well.
So I get the rules of the card and to talk to a "live" rep costs $3. Can you believe they charge $3 for an unemployed person to get help on the card? OH MY GOODNESS!! Can you say "Let's rip the unemployed another hole?" That isn't the only charge that is offensive but it is the only charge notice that was sent with the card and not disclosed up front in the initial brochure!!
I only looked for it because of the FoxNews article that pointed out banks making deals with states to manage the unemployment monies for those states. It is cheap for the states but why would banks agree to do this? Simple greed. They know that the majority of people will use the card incorrectly or will use the wrong ATM and the bank will reap the benefits of the majority of unemployed folks who make mistakes!!
There is a $20 overcharge fee when the card states that charges will not be allowed for over the limit fees but you know the bank will allow it because they get the unemployment money before the unemployed person so they will get their bank fees first. GREED GREED GREED!! Let me just say, I had no option. Direct deposit wasn't offered to me here in this state. Each state is different in how it manages the money. Each state uses different banks even. This particular debit is USBank. Oh yeah I am telling which bank is greedy. I say, unemployed unite and tell; get all the noise made about the greed of the banks who are getting federal dollars in the form of bailout money from the benevolent Obama and now stealing from the unemployed!
Oh and I forgot this one, there are only 5 banks near me that I can withdraw money from this card without fees and the dog race track!?!?!?!?!? Who do you suppose that is hurting?!?!?!?!